The fabric is soft as well as sleek. The inner fabrics are soft and well lined. Often with tankinis, the area under the bust and over the stomach is the thinnest fabric. This is double lined throughout. I tried another set and this material is softer and the sewn areas have better stretch. The shorts are well made, as well. The inner panty is comfy, the shorts are loose, but not so loose as to add visual bulk. The pockets are well sewn and comfortable. The double lined and well ruched tummy area gathers LOOSELY so as to flatter. I LOVE this. Too often garments are ruched, but so snug and thin that the ruching cannot loosely move and flatter and blur the rolls, bulges, and loose skin we wanted them for. On the flipside, I don't belive the bottom portion of the tank is so loose that it will just float up as you are swimming like some thin and wide tanks I've had in the past. I have a short torso, but the bottoms came up to almost my belly button. I like the coverage. I love this suit and may buy another after I see how well it fares in the pool.